Once you owe taxes to the IRS you are subject to some very aggressive collection tactics by the government.  We are all required to pay taxes on our income, property and businesses.  This is a fact of life that just cannot be avoided or ignored.  If you do nothing you will be penalized.  There are very few ways to stop IRS wage garnishment, if it should get to that point.

Your best option is to contact the IRS the moment you become aware that you are not able to pay your taxes on time.  The IRS is much more willing to work with you if you are proactive and show a sincere willingness to pay your debt.

If you do not contact the IRS, you will receive notices alerting you to the fact that you owe back taxes.  These letters give you specific time frames in which you must contact the IRS.  If you fail to do so after receiving these letters, the repercussions can be severe and include:

• IRS Wage Garnishment: This involves the IRS taking a portion of each paycheck until the debt is paid in full
• IRS Levy: The IRS can seize and or freeze your property, bank account, savings, retirement and all other assets to sell in order to recoup back taxes
• IRS Lien: The IRS can put a hold on all assets, which will result in a levy if back taxes are not paid in full

Once the IRS starts to take money from your paychecks it is very difficult to stop IRS wage garnishment.  They will continue to take your earnings including any tax refunds until such time that your tax debt, including penalties and interest are paid in full.

You can contact the IRS and try to put a stop IRS wage garnishment, but unless you have a reasonable and specific plan of action to pay the full amount owed, the odds of having it removed are slim to none.  Once the IRS has a way to collect it is tough to stop IRS wage garnishments.

You can request a monthly installment plan, but in most cases the IRS will reject this offer once a garnishment has been issued.  Your other options are to prove that the garnishment is causing financial hardship.  You should contact a tax professional in order to prove this as there are complex documentation that must be offered as proof.

The other option would be an Offer in Compromise, again you will need to contact a tax professional as this is a very complicated offer.  It basically says that you cannot today nor in the next two years, pay off your debt to the IRS.  You then come up with a lower total and prove that you can in fact pay the new amount.  These offers are rarely accepted after a garnishment has been implemented, but it does happen.

Your best bet is to contact a tax professional immediately if you owe back taxes and if you want to stop IRS wage garnishment.